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	<title>Comments for My Financial Awareness</title>
	<link>http://myfinancialawareness.com/blog</link>
	<description>Personal Side of Personal Finance</description>
	<pubDate>Thu, 09 Sep 2010 12:48:56 +0000</pubDate>
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		<title>Comment on Do You Judge Your Financial Situation? by 63 Fantastic Personal Finance Posts : SCN - Personal Finance</title>
		<link>http://myfinancialawareness.com/blog/?p=97#comment-52565</link>
		<author>63 Fantastic Personal Finance Posts : SCN - Personal Finance</author>
		<pubDate>Sun, 09 Dec 2007 18:11:10 +0000</pubDate>
		<guid>http://myfinancialawareness.com/blog/?p=97#comment-52565</guid>
					<description>[...] Do You Judge Your Financial Situation? - My Financial Awareness [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Do You Judge Your Financial Situation? - My Financial Awareness [&#8230;]</p>
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		<title>Comment on Does Your Spouse Press Your Buttons Because Your Hair Is Purple? by Carnival of Personal Finance #79</title>
		<link>http://myfinancialawareness.com/blog/?p=107#comment-52259</link>
		<author>Carnival of Personal Finance #79</author>
		<pubDate>Fri, 09 Nov 2007 13:59:49 +0000</pubDate>
		<guid>http://myfinancialawareness.com/blog/?p=107#comment-52259</guid>
					<description>[...] Pete of My Financial Awareness: Does your spouse press your buttons because your hair is purple [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Pete of My Financial Awareness: Does your spouse press your buttons because your hair is purple [&#8230;]</p>
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		<title>Comment on A New Look at Good Debt versus Bad Debt by How to decide if something is Good Debt &#124; Exjackly</title>
		<link>http://myfinancialawareness.com/blog/?p=144#comment-51831</link>
		<author>How to decide if something is Good Debt &#124; Exjackly</author>
		<pubDate>Fri, 05 Oct 2007 21:59:12 +0000</pubDate>
		<guid>http://myfinancialawareness.com/blog/?p=144#comment-51831</guid>
					<description>[...] Financial Awareness revisits the topic with A New Look at Good Debt vs. Bad Debt.  This new look emphasizes that once you have the debt, it does not matter why you got it: debt is [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Financial Awareness revisits the topic with A New Look at Good Debt vs. Bad Debt.  This new look emphasizes that once you have the debt, it does not matter why you got it: debt is [&#8230;]</p>
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		<title>Comment on Trust – Difference between Your Purpose and Chasing False Gold by My Financial Awareness &#187; Blog Archive &#187; Proposed Changes to My Financial Awareness</title>
		<link>http://myfinancialawareness.com/blog/?p=183#comment-50088</link>
		<author>My Financial Awareness &#187; Blog Archive &#187; Proposed Changes to My Financial Awareness</author>
		<pubDate>Sun, 26 Aug 2007 18:42:51 +0000</pubDate>
		<guid>http://myfinancialawareness.com/blog/?p=183#comment-50088</guid>
					<description>[...] do it even if I have an audience of one (like Terry – the winner of America’s Got Talent who I wrote about last week in regards to trusting what we are suppose to do). I am shifting approaches because [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] do it even if I have an audience of one (like Terry – the winner of America’s Got Talent who I wrote about last week in regards to trusting what we are suppose to do). I am shifting approaches because [&#8230;]</p>
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		<title>Comment on A New Look at Good Debt versus Bad Debt by My Financial Awareness &#187; Blog Archive &#187; Seek Wealth not in a Piece of Paper, Rather in Yourself</title>
		<link>http://myfinancialawareness.com/blog/?p=144#comment-49793</link>
		<author>My Financial Awareness &#187; Blog Archive &#187; Seek Wealth not in a Piece of Paper, Rather in Yourself</author>
		<pubDate>Thu, 23 Aug 2007 10:26:16 +0000</pubDate>
		<guid>http://myfinancialawareness.com/blog/?p=144#comment-49793</guid>
					<description>[...] few months ago, I wrote an article on what is good debt and bad debt. In the article, I pointed out the faulty logic that college debt is good debt because it was an [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] few months ago, I wrote an article on what is good debt and bad debt. In the article, I pointed out the faulty logic that college debt is good debt because it was an [&#8230;]</p>
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		<title>Comment on Long-term Trust versus Short-term Hope that Our Financial Situation Improves by pete</title>
		<link>http://myfinancialawareness.com/blog/?p=181#comment-48889</link>
		<author>pete</author>
		<pubDate>Wed, 15 Aug 2007 18:18:22 +0000</pubDate>
		<guid>http://myfinancialawareness.com/blog/?p=181#comment-48889</guid>
					<description>Nancy,

You pointed out the difference between trust and hope.  

"my food and exercise and nutritional choices are not swayed one way or the other by my healthcare (would I make healthier choices if I knew I didn’t have health care? I doubt it - my main motivation for my choices is simply my wellbeing"

That is trust - that the answer is within not out there somewhere depending on what someone does.  Hope is when the answer is out there dependent on something else (e.g., Congress passing universal health care".  As you said,

"I honestly don’t think we (canadians) see HealthCare as a Hope, causing us to not take responsibility for our own health." 

Thus, is this saying that by having a knowing the answer is within, you take on more responsibility for your health?

A question that you raised,

"if some people don’t have it in them (the knowledge, the inner spirit, whatever) to shift to the ‘trust’ rather than the ‘hope’ … does that mean they shouldn’t still have full access to medical treatment?"

This is something that was in the back of my mind.  I did not write the article to debate whether or not we should have universal health care (just was what triggered some thoughts in my mind).  Universal Health Care is a secondary issue (one that I let others debate and trust we come up with a better solution than we have right now).  

I guess the underlying message I was writting about is why do some Americans lay their hopes on just universal health care instead of going to solve the root of the problem, personal responsibility?   Thus, most of the articles I have written center around personal responsibility, so that person who does not know how to switch from "hope" to "trust" can learn.</description>
		<content:encoded><![CDATA[<p>Nancy,</p>
<p>You pointed out the difference between trust and hope.  </p>
<p>&#8220;my food and exercise and nutritional choices are not swayed one way or the other by my healthcare (would I make healthier choices if I knew I didn’t have health care? I doubt it - my main motivation for my choices is simply my wellbeing&#8221;</p>
<p>That is trust - that the answer is within not out there somewhere depending on what someone does.  Hope is when the answer is out there dependent on something else (e.g., Congress passing universal health care&#8221;.  As you said,</p>
<p>&#8220;I honestly don’t think we (canadians) see HealthCare as a Hope, causing us to not take responsibility for our own health.&#8221; </p>
<p>Thus, is this saying that by having a knowing the answer is within, you take on more responsibility for your health?</p>
<p>A question that you raised,</p>
<p>&#8220;if some people don’t have it in them (the knowledge, the inner spirit, whatever) to shift to the ‘trust’ rather than the ‘hope’ … does that mean they shouldn’t still have full access to medical treatment?&#8221;</p>
<p>This is something that was in the back of my mind.  I did not write the article to debate whether or not we should have universal health care (just was what triggered some thoughts in my mind).  Universal Health Care is a secondary issue (one that I let others debate and trust we come up with a better solution than we have right now).  </p>
<p>I guess the underlying message I was writting about is why do some Americans lay their hopes on just universal health care instead of going to solve the root of the problem, personal responsibility?   Thus, most of the articles I have written center around personal responsibility, so that person who does not know how to switch from &#8220;hope&#8221; to &#8220;trust&#8221; can learn.</p>
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		<title>Comment on Long-term Trust versus Short-term Hope that Our Financial Situation Improves by nancy</title>
		<link>http://myfinancialawareness.com/blog/?p=181#comment-48848</link>
		<author>nancy</author>
		<pubDate>Wed, 15 Aug 2007 11:19:52 +0000</pubDate>
		<guid>http://myfinancialawareness.com/blog/?p=181#comment-48848</guid>
					<description>Like the Brit above, I'm from Canada where of course healthcare is a given.  I guess it depends on what problem Universal HealthCare is trying to solve.  In Canada's case, it's true -- my food and exercise and nutritional choices are not swayed one way or the other by my healthcare (would I make healthier choices if I knew I didn't have health care?  I doubt it - my main motivation for my choices is simply my wellbeing).   What it does do, is alleviate the fear of, "what would happen if ABC happened?"  It allows me to sleep better at night and get on with living life.

I honestly don't think we (canadians) see HealthCare as a Hope, causing us to not take responsibility for our own health.  Almost on the contrary, it's part of the Trust - I know the bare basics are met, which gives me motivation to build on that foundation.

....and.... even if some people don't have it in them (the knowledge, the inner spirit, whatever) to shift to the 'trust' rather than the 'hope' ... does that mean they shouldn't still have full access to medical treatment?</description>
		<content:encoded><![CDATA[<p>Like the Brit above, I&#8217;m from Canada where of course healthcare is a given.  I guess it depends on what problem Universal HealthCare is trying to solve.  In Canada&#8217;s case, it&#8217;s true &#8212; my food and exercise and nutritional choices are not swayed one way or the other by my healthcare (would I make healthier choices if I knew I didn&#8217;t have health care?  I doubt it - my main motivation for my choices is simply my wellbeing).   What it does do, is alleviate the fear of, &#8220;what would happen if ABC happened?&#8221;  It allows me to sleep better at night and get on with living life.</p>
<p>I honestly don&#8217;t think we (canadians) see HealthCare as a Hope, causing us to not take responsibility for our own health.  Almost on the contrary, it&#8217;s part of the Trust - I know the bare basics are met, which gives me motivation to build on that foundation.</p>
<p>&#8230;.and&#8230;. even if some people don&#8217;t have it in them (the knowledge, the inner spirit, whatever) to shift to the &#8216;trust&#8217; rather than the &#8216;hope&#8217; &#8230; does that mean they shouldn&#8217;t still have full access to medical treatment?</p>
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		<title>Comment on Long-term Trust versus Short-term Hope that Our Financial Situation Improves by pete</title>
		<link>http://myfinancialawareness.com/blog/?p=181#comment-47930</link>
		<author>pete</author>
		<pubDate>Wed, 08 Aug 2007 00:00:39 +0000</pubDate>
		<guid>http://myfinancialawareness.com/blog/?p=181#comment-47930</guid>
					<description>I was a little hesitant to do something about universal health care in this context because it has such emotions tied to it from both sides of the fence.  I am actually on the fence.  I see the positives and the negatives.  

Yet, the key message in all this.  Is if we are hoping for a solution, we will be sadly mistaken with the results because the solution in having a knowing things will work out which frees us up to do our part of the solution to maximize the results.  If we continue to blame the health care industry for all our wows (or banks/credit cards companies for our financial pickle), we will overlook how we contribute to it (because if we have is hope - nothing we can do will help).  When we trust (and see things like higher gas prices as a bump in the road), we do our part of the solution and things tend to have a way of working out in the end.  

After I posted, I saw something at CNN/Money as forcasters are projecting lower oil prices in the next 3 to 8 years.  So, we just need to trust and do what we can now to ride out the price blip until things calm back down versus giving up and letting things slip because we have given up on the American Dream.</description>
		<content:encoded><![CDATA[<p>I was a little hesitant to do something about universal health care in this context because it has such emotions tied to it from both sides of the fence.  I am actually on the fence.  I see the positives and the negatives.  </p>
<p>Yet, the key message in all this.  Is if we are hoping for a solution, we will be sadly mistaken with the results because the solution in having a knowing things will work out which frees us up to do our part of the solution to maximize the results.  If we continue to blame the health care industry for all our wows (or banks/credit cards companies for our financial pickle), we will overlook how we contribute to it (because if we have is hope - nothing we can do will help).  When we trust (and see things like higher gas prices as a bump in the road), we do our part of the solution and things tend to have a way of working out in the end.  </p>
<p>After I posted, I saw something at CNN/Money as forcasters are projecting lower oil prices in the next 3 to 8 years.  So, we just need to trust and do what we can now to ride out the price blip until things calm back down versus giving up and letting things slip because we have given up on the American Dream.</p>
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		<title>Comment on Long-term Trust versus Short-term Hope that Our Financial Situation Improves by plonkee</title>
		<link>http://myfinancialawareness.com/blog/?p=181#comment-47917</link>
		<author>plonkee</author>
		<pubDate>Tue, 07 Aug 2007 21:06:08 +0000</pubDate>
		<guid>http://myfinancialawareness.com/blog/?p=181#comment-47917</guid>
					<description>As a Brit (and so a beneficiary of healthcare free at the point of service) I find this interesting. Universal healthcare is such a part of the British entitlement that  we cannot truly imagine doing without it - you'd have to be over 65 to have a hope of even remembering anything else.

Anyway, the comparison between your health and your finances is still good when you take universal healthcare as the best thing that's ever happened, or think that it would spell the end of the world. And that's because the cost of poor health is measured in things other than money.</description>
		<content:encoded><![CDATA[<p>As a Brit (and so a beneficiary of healthcare free at the point of service) I find this interesting. Universal healthcare is such a part of the British entitlement that  we cannot truly imagine doing without it - you&#8217;d have to be over 65 to have a hope of even remembering anything else.</p>
<p>Anyway, the comparison between your health and your finances is still good when you take universal healthcare as the best thing that&#8217;s ever happened, or think that it would spell the end of the world. And that&#8217;s because the cost of poor health is measured in things other than money.</p>
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		<title>Comment on Annuities – Longevity Insurance Is It Worth the Costs? by pete</title>
		<link>http://myfinancialawareness.com/blog/?p=178#comment-46606</link>
		<author>pete</author>
		<pubDate>Sat, 28 Jul 2007 16:22:28 +0000</pubDate>
		<guid>http://myfinancialawareness.com/blog/?p=178#comment-46606</guid>
					<description>Just remember the big IF ... if you live 30 years (from 65 to 95), then the return is 9.8%.  Note, this was for a male, thus the probability is that the person would not even receive a single payment, let alone 10 years of payment.

And, this was just a quote in a report, it did not go into details on the other features.  From the facts, we do not even know if the male had a medical condition (e.g., heart condition) which would allow to receive a better policy because it is more unlikely for him to reach age 85 (thus could get a better benefit if he did).  I used it only to get people to say "wow" that much (as it was used in the article as well), only to show them it may not be as good as deal as it first sounds like by raising questions that people looking into these policies should look at.  My hunch is that there is little or no death benefits because these benefit are riders that would lower the amount received at 85 which is not usually used in marketing (show the biggest benefit - lowest price and then sell add-on riders).</description>
		<content:encoded><![CDATA[<p>Just remember the big IF &#8230; if you live 30 years (from 65 to 95), then the return is 9.8%.  Note, this was for a male, thus the probability is that the person would not even receive a single payment, let alone 10 years of payment.</p>
<p>And, this was just a quote in a report, it did not go into details on the other features.  From the facts, we do not even know if the male had a medical condition (e.g., heart condition) which would allow to receive a better policy because it is more unlikely for him to reach age 85 (thus could get a better benefit if he did).  I used it only to get people to say &#8220;wow&#8221; that much (as it was used in the article as well), only to show them it may not be as good as deal as it first sounds like by raising questions that people looking into these policies should look at.  My hunch is that there is little or no death benefits because these benefit are riders that would lower the amount received at 85 which is not usually used in marketing (show the biggest benefit - lowest price and then sell add-on riders).</p>
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